OpenAI has introduced a preview of a new personal finance experience in ChatGPT, available to U.S. Pro users. The feature allows users to securely connect financial accounts, view spending patterns, and receive tailored advice based on their financial context. The tool aims to simplify money management by integrating real-time financial data with ChatGPT’s reasoning capabilities, offering a more personalized approach to budgeting and planning. OpenAI emphasized that the tool is not a substitute for professional financial advice, but rather a supplementary resource to help users make informed decisions. The feature is being rolled out in phases, starting with a smaller group of users to gather feedback and refine the experience before broader release. Users can begin by connecting their accounts through Plaid, with support for over 12,000 financial institutions. Once connected, ChatGPT provides a dashboard that offers an overview of spending, subscriptions, and future payments, helping users gain clarity on their financial situation. Additionally, users can input personal financial goals or major purchases, allowing ChatGPT to track and suggest strategies for achieving those objectives. *Source: [openai](https://openai.com/index/personal-finance-chatgpt/)*